Qtrade Investor Q1 2020 Cash Back Offer Terms and Conditions 

The Promotion:

If you transfer at least $25,000 in net new assets into a Qualifying Account, you may be eligible to receive a cash credit as set out below. 

You may also be eligible to receive $50 cash back if you deposit a minimum total of $1,000 in pre-authorized contributions to your Qtrade Investor account by December 31, 2020.

See the Terms and Conditions below for detailed requirements of the offer.

Terms and Conditions:

Offer period: The offer is available from Monday, January 13, 2020 at 12:00a.m. ET until Tuesday, March 31, 2020 at 11:59p.m. ET. 

Qualifying Account Criteria:

• Must be a Cash (individual or joint), Margin (individual or joint), Corporate, Sole Proprietorship, RESP, RRSP, RRIF, Spousal RRSP, Spousal RRIF, US Spousal RRSP, US Spousal RRIF or TFSA account. Account types not listed here do not qualify.
• Delivery Against Payment (DAP) accounts are not eligible.
• New accounts must meet Qtrade Investor’s account opening requirements and related documentation, and be approved by Qtrade Investor, in its sole discretion.
• Your account must be in good standing throughout the offer period. Your account must not be in a debit position nor have any margin calls. 

Eligibility Criteria:

• The offer is available only for new Qtrade Investor clients.
• During the offer period, you must open and fund a new Qualifying Account.
• Offer code QTRADECASH must be entered into the Cash Back Offer form in order to qualify.
• You must be a Canadian resident who is of the age of majority in your respective province or territory as of March 31, 2020.
• Only one cash back per client (includes transfer-in amount and PAC) will be awarded per year. For joint accounts only the primary account holder will be entitled to receive the cash back. For corporate accounts only one cash back will be awarded. This offer is open only to the account holder and is not transferrable.

Funding Criteria: 

• You must transfer in at least $25,000 in net new assets by no later than March 31, 2020. This requirement may be met through multiple transfers or deposits.
• Assets transferred in must does not include any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to Qtrade Investor.
• If you are funding the account by transferring in from another financial institution, the transfer must be received by the end of the offer period to qualify.
• Funds may come from an investment or banking account at any Canadian financial institution or broker, excluding Aviso Wealth or any of its subsidiaries.
• New funds will be calculated by adding the total amount of funds credited across all of your eligible Qtrade Investor accounts during the offer period. For example, if you add funds to a cash account, a TFSA and an RRSP during the offer period, the cumulative total will be considered for the purpose of this offer.
• The amount of any transfer fee charged by another Canadian broker or financial institution will be credited to your account (up to a maximum of $150 per client when you transfer $15,000 or more), subject to Qtrade Investor’s receipt of the documentation evidencing such transfer-in fee. The cash back and transfer-in offer are the only offers that can be combined.
• Assets transferred in or deposited must remain in your account(s) until later than October 1, 2020. Any withdrawals/transfers out prior to this date will decrease the eligible assets qualified for the offer.

Pre-Authorized Contribution (PAC) Incentive Criteria:

• Applies only to clients who set up recurring weekly, bi-weekly or monthly pre-authorized contributions (PAC) for a Qualifying Account.
• Contributions must be debited and must clear by 9:00 p.m. ET on December 31, 2020.
• Only one PAC offer is available per eligible client per year.
• You have until February 28, 2021 to notify us if you have not received your PAC offer payment. Any notice received after this date will not be accepted and you will be deemed not to have qualified for this offer.

Other Terms and Conditions: 

• Cash back will be credited to Canadian dollar cash or margin accounts on or about October 30, 2020. In order to receive the cash back you must open a cash or margin account with Qtrade Investor.
• You are solely responsible for any tax consequences arising from or in connection with this offer.
• All dollar amounts mentioned are in Canadian dollars.
• Qtrade Investor reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the offer.
• You may opt out of the offer at any time by notifying us at 1.877.787.2330 or customersupport@qtrade.ca, in which case any credits made to your account pursuant to the offer will be reversed.